1. Foreign Card Payments
Visa and Mastercard are accepted at most Korean merchants. Always choose "KRW payment" if offered DCC — selecting USD adds extra fees.
2. When You Need Cash
Traditional markets, small restaurants, and some transport options require cash. Carry ₩100,000-150,000 in small bills at all times.
3. Exchange Strategy
City center exchange offices (Myeongdong, Dongdaemun) offer better rates than Incheon Airport. Some airport bank branches have discount programs.
4. Mobile Payments
Samsung Pay, Naver Pay, and Kakao Pay are widely used. Foreign visitors may find setup difficult, so use card as your primary payment method.
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